Всего публикаций в данном разделе: 2
THE POTENTIAL FOR FINANCIAL SAVINGS IN RURAL MOZAMBICAN HOUSEHOLDS / доклад на 25 конференции IAAE, Reshaping Agriculture’s Contribution to Society, International Convention Centre, Durban, South Africa, 16-23 August 2003 [книги]
Опубликовано на портале: 30-11-2003Oliveira Amimo, Donald W. Larson, Mauricio Bittencourt, Douglas H. Graham
Many policy makers and businesses erroneously believe that rural populations, particularly in Africa, have no margin for savings over consumption needs. This study examines the potential for financial savings in rural Mozambican households by looking at the determinants of savings behavior. An econometric model for a household.s saving behavior was estimated using data from 113 rural households from Nampula province in Mozambique. Results indicate that income, physical wealth, household size, and years of schooling affect a household.s savings behavior. The study also finds that Mozambican rural households use their own grassroots associations for many financial services due to the lack of access to formal financial intermediaries.
WHY DOES POVERTY PERSIST IN RURAL ETHIOPIA? / доклад на 25 конференции IAAE, Reshaping Agriculture’s Contribution to Society, International Convention Centre, Durban, South Africa, 16-23 August 2003 [книги]
Опубликовано на портале: 24-12-2003Ayalneh Bogale, Konrad Hagedorn, Benedikt Korf
This paper seeks to address the question: why does poverty persist in rural Ethiopia? We argue that it is largely a lack of entitlements to fundamental livelihood assets which urges poor rural farmers into livelihood diversification to make a living. We base our findings on empirical work, which is based on information gathered from a three-round survey of 149 rural households in Ethiopia during 1999/2000 cropping season. The FGT poverty index is employed to examine the extent and severity of rural poverty and reveals that nearly 40% of the sample households live below poverty line with average poverty gap of 0.047. The binary logit estimates shed light on factors behind the persistence of poverty and indicates that rural poverty is strongly linked to entitlement failures to crucial assets such as land, human capital and oxen. The study also reveals that poor households attempt to smooth their consumption and income through livelihood diversification, among which petty trading, charcoal making and fuelwood gathering for sale, brewing and