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Female finances: Gender Wage Gaps and Gender Assets Gaps

Опубликовано на портале: 15-12-2002
Work, Employment, and Society. 2001.  Vol. 15. No. 3. P. 465-488. 
The size and source of the gender wage gap in Britain has been well researched. Women's typically lower status employment and their reduced, discontinuous career profiles when they have caring responsibilities have combined seriously to damage their ability to earn a decent wage. Such marked gender differences in employment patterns produce a substantial gender gap in levels of wealth too, yet despite this there has been less attention paid to the gendering of assets than there has to gender differentials in earnings and income. So to pull out these multi-dimensional effects of a gender disadvantaged labour market, this article explores the extent of wage and assets inequality in Britain in the mid 1990s. Analysis of the Family Resources Survey shows that women continue to have lower incomes than men even with their increased entry to the labour market, and have fewer chances to build up a safety net of savings in their working lives and a good income for their retirement. It would seem that in a future Britain where individuals will increasingly depend on private pensions rather than a state minimum, even if women continue to increase their participation levels, the poverty they face in old age will persist.
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