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Non-Repayable Financial Assistance: The Variety and Cost-Effectiveness of Grants as Opposed to Loans

Опубликовано на портале: 25-02-2005
ICHEFAP Publications. 2004. 
Статья посвящена различным типам финансирования высшего образования, в частности безвозмездным грантам (со стороны государства, родителей и т. п.) и займам на образование - на оплату повседневных потребностей студентов или оплату обучения в вузе. Автор рассматривает разнообразие и эффективность грантов - целевой безвозмездной формы государственных субсидий - и сравнивает различные варианты финансирования с точки зрения их эффективности.

The financial expenses associated with higher education can be considered as three types: (1) the costs of instruction that are incurred mainly by the institution of higher education; (2) those additional costs of instruction, such as such as books and travel, that are generally paid privately (as opposed to being paid to the college or university), but are nonetheless integral to the student’s instruction; and (3) and the costs of student living, which cover food, lodging and all other expenses necessarily incurred in day-to-day living and which, for the most part, would be incurred regardless of whether the individual were enrolled as a student or not.

In my studies of tuition and financial assistance policies, I have found it useful to view these expenses as shared: by government or taxpayers, parents, students, and/or philanthropists. (Johnstone, 1986, 1999, 2002, 2003, 2004a) Accordingly, the entire complex of policies setting forth tuition fees, expected parental contributions, means testing, student and/or parental loans and the degree of governmental subsidization thereof, and the entire panoply of governmental and/or institutional grants, or bursaries, can be viewed as devices that shift a relatively fixed, or, set of expenses around among these parties in pursuit of various higher educational policy goals.


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текст статьи на сайте Graduate School of Education, University at Buffalo: http://www.gse.buffalo.edu/org/inthigheredfinance/publication_Grants%20f%5B1%5D.%20Quebec%20for%20pub%204.04.pdf
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